- If you’re among those who turn to an agent or broker, it’s worthwhile making sure the person has evaluated all of your 2019 options during Medicare’s open enrollment period, which ends Dec. 7. With plans changing from year to year and new ones available in many areas, there could be a better choice out there for you both in terms of cost and coverage. Switch to original Medicare from an Advantage Plan;
- Given that Medicare can seem like a confusing web of options, it’s no wonder that many consumers rely on licensed professionals for help.
- – Switch to an Advantage Plan (Part C) from original Medicare (Part A hospital coverage and Part B outpatient coverage);.
- Your broker should take a look at whether your current coverage remains the best option for you, both in terms of coverage and cost.
- The average Medicare beneficiary has 24 Advantage Plans to choose from, although rural areas generally have far fewer.
- Before Medicare’s annual fall window closes, you can:
- Ideally, the person will review all plans available to you even if the broker doesn’t represent all insurers in your area.
Move from one Advantage Plan to another;.
A Medicare Supplement Agent Will Save You Time.
Medicare can be extremely confusing, and it’s easy for new beneficiaries to waste a lot of time doing research on all of the deadlines, lingo, and costs, only to find that they still don’t understand it. When you work with a Medicare supplement agent, you don’t have to do the research on your own.
An independent Medicare supplement agent will educate you on everything you need to know so that you don’t have to waste time on unnecessary research.
Additionally, rather than going to one-by-one to get quotes from each insurance company, an independent Medicare supplement agent will provide you with one quote that will contain your rates from multiple insurance companies. Your agent can shop the market for you to find the best coverage at the lowest rate– and you don’t have to waste any time!
Arizona medicare agent Will Educate You.
It is highly important that you understand your Medicare coverage when you turn 65 so that you can understand what out-of-pocket costs you will be responsible for when you visit the hospital or doctor. Unfortunately, this is not the case for many Medicare enrollees.
A good Medicare supplement agent will educate you on how Medicare Parts A & B work, how Medicare supplement plans work, which Medicare supplement plan makes the most sense for you, and which company can offer the best rate for that plan. After you have learned that, you will feel empowered to make an educated decision on your coverage within just a few minutes.