The blue cross blue shield az advantage
The Association owns and manages the Blue Cross and Blue
Shield trademarks and titles in over 170 countries around the world. The
Association also grants licenses to separate companies to use the trademarks and
names in exclusive geographical areas
We know and answer to the needs of
Some things in life are taken for granted and also the privilege Of having health insurance might be one of them. Employers need to provide their employees some sort of advantage program in their overall compensation package. The employee anticipates it and enjoys the safety of having good medical insurance. Everything changes when the worker leaves the employer.
Insurance choices have to be made. Nobody can escape from this procedure. The worker soon finds the cost to continue the insurance to be much more than anticipated and
they start scrambling for alternatives. Are there alternatives? What can be
done to reduce the cost?
There has been a major shift in thinking by the insurance-buying public over alternatives to reducing the cost of medical insurance. Low Deductibles are a thing of the past. It has taken some time to modify the
thinking about having deductibles. It works the reverse in today’s market for health insurance. The
premiums paid for reduced deductibles are so high that it makes sense
to get them. The deductibles reduce the premium radically. There are
deductibles as large as $5000 in certain health insurance programs.
Two Alternatives1. Simply take the highest deductible you can afford. This is
Known as self-insuring. You are insuring yourself for the deductible amount in
exchange for a lower premium. Start a Health Savings Account. That can be a savings account
This really is an excellent way of putting
money aside for the out of pocket deductible amount and any additional medical
cost. The best thing about it is the health savings account is tax
deductible. See your tax advisor or accountant on how best to install this strategy.
Insurance is a great place to start to lower your monthly
bills. We expect that this will allow you to examine your next quote. Please refer to
Our recommended source for insurance estimates of all sorts.